Technology in service of financial inclusion.
From day one, we have treated software as a regulated discipline. Persici runs on a platform we have engineered ourselves over more than five years — purpose-built for a UK payment institution serving customers historically left outside the formal financial system.
A commitment, not a feature.
Our mission is to advance financial inclusion through regulated remittance. Our vision is a UK FinTech where the communities long served by unregulated operators are welcomed into a supervised, transparent framework — with the same standard of care a bank would offer.
Technology has been the through-line of that journey. Every step forward — registering as a Small Payment Institution, scaling to thousands of clients, opening corridors that mainstream providers decline — has been made possible by the platform we have built ourselves.
We are not in the business of selling our software. We share what we have built so partners and supervisors can see what kind of firm stands behind the service: technology-led, regulated by design, and grounded in the communities we serve.
Three in-house products, working as one.
Each product reflects a different facet of running a regulated payment institution — the customer experience, the compliance operation, and the books behind both.
The customer-facing surface for individuals sending personal funds to family abroad — calm, multilingual, and designed around clarity and trust.
Our internal compliance and operations workspace — the system of record for customer files, monitoring, and the firm's audit trail.
Accounting designed for non-bank payment service providers, modelled around the realities of regulated remittance.
Safe, secure, and built to last.
We design, build, and operate our own platform. The controls a regulator inspects are ours to own — not rented from a vendor.
Every customer interaction sits inside a supervised, auditable framework. Identity, screening, and accounting controls are integral, not afterthoughts.
Five years of in-house engineering, thousands of customers served, and a track record of continuous improvement against supervisory expectations.
A carefully chosen network of specialist providers.
Around our in-house platform sits a network of specialist providers — for cloud, identity, screening, communications, and security — each integrated under our own governance. The full list is published on our partners page.