Regulatory posture and governance.
Persici Financial Services is a UK FinTech registered with the Financial Conduct Authority and supervised by HMRC. Our compliance posture, controls, and limits are documented here for the benefit of clients, banks, regulators, and partners.
Our single regulated permission is money remittance under the Payment Services Regulations 2017. We operate within Small Payment Institution thresholds and monitor headroom on a rolling basis.
Customer due diligence, transaction monitoring, suspicious activity reporting, and a documented MLRO function — supervised by the FCA under the Money Laundering Regulations 2017 and by HMRC for our Money Service Business activities.
Every party to a transaction is screened against UK, EU, and US sanctions lists and PEP lists. Designated persons and politically exposed persons are blanket-prohibited from using the service.
As a Small Payment Institution we are exempt from PSRs 2017 safeguarding requirements and do not hold client funds in segregated accounts. This is disclosed prominently to every customer.
UK GDPR-aligned data handling, registered with the Information Commissioner's Office under reference ZA906128.
What we do — and what we do not do.
Our single regulated permission is the provision of money remittance for personal, non-commercial purposes — family support, gifts, and living expenses. We do not hold customer funds beyond the brief operational window required to settle a remittance.
We deliberately do not offer the following services. Enquiries that fall outside our permitted scope are declined.
Persici Financial Services Limited is registered with the Financial Conduct Authority under the Payment Services Regulations 2017 (Firm Reference Number 812820) as a Small Payment Institution for the provision of money remittance services. Registered with HM Revenue & Customs as a Money Service Business for anti-money laundering supervision (XXML00000163487). Company registered in England and Wales (10805038). Information Commissioner's Office registration ZA906128. Verify on the FCA Register.